First up, a bit of fun 🍾🥂🍺 let’s go to the Singapore F1 Gran Prix 🏎️ with THE EXPATRIATE Senior financial adviser and partner from St. James’s Place Asia and Middle East, David Gardner. David hosted “a day at the tracks” with his clients, proudly supported by SJP Asia and the Middle East.

The Singapore Grand Prix was an absolute blast for everyone involved! Attendees had the opportunity to witness thrilling Formula 1 cars, enjoy the SJP beer, experience the electrifying atmosphere, and connect with David in a candid environment. This unique blend of excitement and camaraderie made the event even more memorable for all the participants.

If you missed David at the F1 Singapore, no stress. We have some fantastic Seminars coming up this month that you are invited to attend with the focus on “making and keeping money. How to utilise the system as an expat to your advantage.”

If you’d like to join us and learn how to optimise your wealth in the 2023-2024 financial year. RSVP and secure your place at THE EXPATRIATE in London, Dubai and Abu Dhabi seminars.

In London, we joined with special guest speakers Ashley Haycock, Senior Adviser and Partner Joseph Milsom, recently featured as of the best financial planners in England by “Vouched For,” and published in the “Times”, from Pinnacle Wealth Management, in partnership with St. James’s Place UK. We will also have Managing Director of Australian Expatriate Finance and founder of THE EXPATRIATE Adam Kingston, who is flying directly from Australia to connect with you.

In Dubai and Abu Dhabi, THE EXPATRIATE Specialist from St. James's Place – Asia & Middle East, Managing Partner Sharon Calderini and Senior Partner David Gardner, with Managing Director of Australian Expatriate Finance, Adam Kingston, who was the 2023 National Finalist for Thought Leader of the Year at the NAB Australian Mortgage Broker Awards.

Seminar Topics Covered;

1) Australian property market update
2) Optimising property - buying, holding or selling - things you should be doing
3) Tax-effective investing
4) Currency exchange and the best ways to maximise your money
5) Paying tax in AU - how to reduce it

If you'd like to register your interest, please click on the link below;

CoreLogic September Home Value Index Report is out; here is the link to the full report.

I thought I’d share one graph from the HVI report the CoreLogic Team have put together. They have done a fantastic job representing the change in HVI since the recent lows. Additionally, they have arranged the CoreLogic September 2023 HVI results into a rolling three-month change in dwelling values for both the state capitals and regional areas. This allows you to easily compare each property market and gain insights into the trends across different regions. It's always interesting to see how the housing market evolves over time, and this graph provides a valuable visual representation of those changes. Stay tuned for our key tips from the report this week.

We continue sharing some valuable and insightful information with you. We thought you’d like a helpful resource compiled by David Gardner, THE EXPATRIATE Financial Specialist from St. James's Place Asia and the Middle East. He has meticulously crafted an Expat Repatriation Checklist specifically tailored to aid you in making a smooth transition back to Australia. Whether you are already in the planning stages or just contemplating your return, this comprehensive guide will provide you with essential considerations and practical advice.

“The key to a successful and financially efficient repatriation is the planning process. We recommend that the repatriation planning process take place well before you return to Australia.

Here is a checklist to ensure your move back to Australia goes as smoothly as possible.

1. Settle your tax bill in your current country of residence.

2. Overseas investments.

3. Be aware of any tax changes.

4. Review your property arrangements.

5. Review your mortgage

6. Review your insurance

7. Currency exchange

8. Asset allocation

9. Wills and Power of Attorneys

10. Understand what your income for retirement looks like”

To read David’s full blog, click on the button below;

The recently resigned Victorian Premier unveiled the controversial Victorian Housing Statement – The Decade Ahead - 2024 to 2034. Lauren Staley, a renowned Melbourne Property Specialist at THE EXPATRIATE, has expressed her views on the proposed changes and their potential impact on the real estate landscape. To gain a deeper understanding of her insights, click the link below to watch her informative video.

We are thrilled to announce that David Huggett, founder of Lucid Financial Markets, has joined THE EXPATRIATE team as our International Currency Transfer Trading Specialist UK Based. With his wealth of experience and expertise in currency trading, David focuses on how to maximise your currency conversion when transferring funds internationally. His addition to our team further solidifies our commitment to providing the most up-to-date and comprehensive information on international currency transfers. Stay tuned as we delve into David's unique perspective on the ever-evolving world of trading and uncover strategies to help you navigate the turbulent waters of the global currency market. If you’d like to read David’s Bio click here.

If you’d like to watch one of David’s Videos click on the link below;

We have two SB Talks to share. “Australia’s hidden recession.” and SBs Asset Allocation. To listen or to watch both SB talks, click on the links below;

Lastly, we have some more interest rate relief….

“at its meeting today, the Board decided to leave the cash rate target unchanged at 4.10 per cent and the interest rate paid on Exchange Settlement balances unchanged at 4.00 per cent.”

Source Reserve Bank Australia - Statement by Michele Bullock, Governor: Monetary Policy Decision

The Expatriate always tries to make sure all information is accurate. However, when reading our website, please always consider our Disclaimer policy.